SR-22 Proof of Insurance in Ohio

You may have heard of an SR-22 form and wondered what it is. An SR-22 is not insurance; instead, it is a certificate that shows you have the minimum liability insurance required by your state. In Ohio, you may need an SR-22 if you have been convicted of certain traffic violations.

How do I get an SR-22?
In Ohio, you can get an SR-22 from your insurance company. Most insurance companies will file the form for you, but some may charge a small fee. Once you have been issued an SR-22, it must be kept on file with the Bureau of Motor Vehicles (BMV) for a set period.

How long do I need an SR-22?
The time you are required to have an SR-22 on file with the BMV depends on the violation that resulted in the need for the certificate. For example, if you are convicted of driving under the influence (DUI), you must have an SR-22 on file for five years.

What happens if I let my SR-22 lapse?
If your SR-22 lapses or is canceled, your insurance company must notify the BMV. Once the BMV is notified, your license will be suspended. If your license is suspended, you must pay a reinstatement fee and file another SR-22 before your license can be reinstated.

An SR-22 is a certificate that proves you have the minimum amount of liability insurance required by your state. In Ohio, you may need an SR-22 if you have been convicted of certain traffic violations. You can get an SR-12 from your insurance company; most companies will file the form for free. The amount of time required to keep an SR=12 on record depends on the traffic violation. If your license lapses or is canceled, you must pay a reinstatement fee and file anotherSR=12 before your license can be reinstated.